Google Tech Talk
May 18, 2010
ABSTRACT
Presented by: Stephanie Savides,Real Estate Broker, Savides Real Estate; Steve Papapietro and Ahmad Ghavi, Senior Mortgage Loan Officers, Bank of America
-Determine which price home you can afford to buy
-The difference between mortgage Pre-Qualification and mortgage Pre- Approval.
-General Mortgage Information and Guidelines of Importance - mortgage types, loan limits for 2010, minimum down payments for 2010, DTI, PITI, mortgage deductibility, buy vs. rent analysis, gift funds, closing costs, etc.
-Search for a home you can afford to buy
-Search on-line to get a general sense about property values in different neighborhoods and get an idea what areas you could potentially afford
-Fast forward to the Future and determine whether now is the best time for you to Buy. -Consider re-sale Value when you make a purchase. Work productively with your realtor.
-Purchase the property - Once you have found the property you want, make an Offer, go into Contract, and close Escrow.
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